Pat began his financial career in 1981 as a fixed income broker and trader on the floor of the Chicago Board of Trade.  When the markets converted from “open outcry” to a computerized platform, Pat embraced the new technology.  He transitioned to the Hedge Fund industry and expanded to stock portfolio management. Along the way he consulted for families and business owners and in 2012 launched a career as a financial advisor committed to helping investors manage risk and plan for retirement. At Cetera Pat specializes in creating retirement income strategies.